Terms of Service

1. The service

98 Ticker (the "Service") includes our website and app: collection tools (watch list, inventory, price history, curated floor prices, lots, consignment, calculators), a Marketplace where members list and buy comics from each other, member pages, feedback, a forum, Ticker Cred, referrals, notifications and support. We may add, change or remove features. Some features are available only on a paid plan or only to ID-verified members.

2. Accounts

• You must be at least 18, or the age of majority where you live.
• One account per person. Give accurate information and keep it current.
• Keep your password secret. You are responsible for everything done through your account. Tell us at support@98ticker.com if you think someone else has used it.
• Some actions (listing, making offers, messaging) require a verified email address so other members can reach you.
• Do not choose a username that impersonates someone else or is abusive. We may change or reclaim a username that breaks this rule.

3. Plans, billing, free trial and automatic renewal

Plans. The Free plan costs nothing and allows up to 3 active Marketplace listings at a time. Pro is $9.99 per month or $99 per year and allows unlimited listings and the other Pro features described on the Pricing page. Prices exclude taxes, which we add where required.

Free trial. A new Pro subscriber gets a 7-day free trial. If you do not cancel before the trial ends, you will be charged the price of the plan you chose and your subscription will continue.

Automatic renewal. Pro renews automatically at the end of each monthly or yearly period, at the then-current price, until you cancel. By starting a Pro subscription you expressly agree to this. If you choose a yearly plan, we will email you a reminder before it renews that shows the amount and how to cancel.

How to cancel. Cancel online at any time in Settings → Manage subscription. Cancelling stops future renewals; you keep Pro until the end of the period you have already paid for. If you cancel during the trial you are not charged.

Refunds. Subscription payments are non-refundable and are not prorated when you cancel, except where the law requires otherwise. Optional one-time purchases (a promoted listing at $1.99 for 7 days, and ID verification at $4.99) are non-refundable once the promotion has started or the verification has been submitted, except where the law requires otherwise or where we fail to provide what you bought.

Changing plans and prices. Switching between monthly and yearly is handled through our payment processor, which adjusts the charge for time already used. If we change a price, we will tell you at least 30 days ahead by email or in the app before it applies to your next renewal, and you may cancel before then.

Payment processing and failed payments. Payments are processed by Stripe. We never see or store your card number. If a payment fails and is not fixed after reasonable retries, your account returns to the Free plan.

4. Marketplace

Our role

We provide tools that let members find each other, make offers, message, and organize shipping. We are not a party to any transaction between members, we are not a buyer, seller, agent, marketplace operator for payment purposes, escrow agent, or insurer, and we do not process, hold or guarantee payments. We do not take a commission or fee on sales. We do not inspect, grade, authenticate, or verify any item, listing, description, photo, certification, or member, and we do not endorse any of them.

Listings

• You may list only items you own and are allowed to sell.
• Describe the item accurately: title, issue, grade and grader, certification number, restoration, defects, and whether a raw book is seller-graded. Use photos of the actual copy.
• Choose where you will ship (US only, US and Canada, or worldwide) and honor that choice.
• Free accounts may have 3 active listings at a time. A listing slot is freed when a listing sells or is delisted.
• We may remove or hide any listing at our discretion, including when a report or our review shows it may break these Terms or the law. Reports alone never remove a listing; an admin decides.

Offers, deals and payment

An accepted offer or an agreement made in messages is an agreement between the two members. We do not enforce it, and we are not responsible if either member does not perform it. Buyers and sellers agree on how payment is made and pay or receive it directly. Any fees charged by a payment method are between the member and that provider. Do not ship, and do not release an item, until you are satisfied that payment is final.

Shipping, risk, taxes and the law

Shipping, packaging, insurance, customs, duties, import and export rules, sales and income taxes, licensing, and any other legal obligations connected to a sale are the responsibility of the members involved. Risk of loss while an item is in transit is a matter between buyer and seller. Optional links to carriers or label services are outbound links only; we do not receive your payment to them.

Not allowed in the Marketplace

• Counterfeit, forged, or altered items; tampered, resealed, or fake graded slabs or labels.
• Stolen property, or items you do not have the right to sell.
• Anything that is illegal to sell, ship, or possess where the buyer or seller is.
• Misrepresenting grade, condition, restoration, authenticity, ownership, or shipping.
• Fake offers, fake sales, or sales to yourself or an associate to manipulate feedback, Ticker Cred or rankings.
• Asking a member to pay or deal in a way designed to avoid recourse or to defraud them, or to use another member's payment details.

Disputes between members

We do not mediate, arbitrate or decide disputes between members, and we cannot issue refunds or award money. Report a problem and the reporting tools exist so you can tell us about conduct that may break these Terms. We may act on that conduct (for example, by removing a listing, ending messaging, or closing an account), but our action is not a ruling on who owes what. Members should resolve disputes directly and may use the payment method's protections or the courts.

5. Shipping information you receive

When you sell to a member, they give you their name, address, country and, sometimes, phone number so you can ship that order. You may use it only to ship and deal with that order. You may not copy, store beyond what shipping requires, share, sell, or use it for marketing or anything else. We remove the address from the app 30 days after the shipment finishes, but you are responsible for what you do with anything you have copied. A member who misuses another member's address may be removed.

6. Feedback

After a buyer confirms delivery, each side may rate the other positive or negative, with optional tags and a short comment. Ratings stay sealed until both sides have submitted, or 14 days after delivery. After that they are public on each member's page, with the rater's username and the item number. Feedback must be honest, about the transaction, and free of personal information, threats, harassment, discrimination, and unrelated content. You may not offer or ask for anything in exchange for feedback, or threaten a rating to pressure someone. A rated member may reply once and may report feedback; we may remove feedback that breaks these rules, and the person who wrote it will be told why and may reply to appeal. Feedback is user content, and we do not verify it.

7. Messages, reporting, blocking and moderation

Messages and offers are between the members in the conversation. If a conversation is reported, our team can read it to review the report. You can block a member to stop them contacting you. We may suspend a member's messaging, apply temporary cooldowns, remove content, or suspend or close an account when we believe these Terms have been broken, and we try to tell you why. When we take action you can reply to the notice in the app to ask us to review it. Repeat or serious violations can lead to permanent removal.

8. Forum, Ticker Cred and referrals

ID-verified members may post, reply and vote in the forum. Follow the forum rules posted there. Ticker Cred is a points system with no cash value and no right to any particular reward. We may adjust, remove, or reset Cred, reject Cred earned through abuse (for example, farming, fake accounts, or self-referrals), and change how it works. Monthly leaderboard rewards, such as Pro discounts, are granted at our discretion and are applied by us manually. Referral rewards depend on the referred person actually signing up, verifying or subscribing, are capped, and are not given for self-referrals or abuse.

9. Identity verification

ID verification is optional. You pay a one-time $4.99 fee and send a photo of your own government-issued ID, which we review by hand. Send only your own ID. We use the image only to decide your request and delete it once we have approved or rejected it; we keep only the result and who and when. We may revoke a Verified badge, for example after a chargeback or for rule violations. A Verified badge means we reviewed an ID image. It is not a guarantee of any member's honesty, ability or goods.

10. Your content and our license

You keep ownership of what you post (listings, photos, messages, forum posts, covers, feedback, storefront text). You grant us a worldwide, non-exclusive, royalty-free license to host, copy, display, and distribute it as needed to run and promote the Service, for as long as it is on the Service. You promise that you own it or have the right to post it, and that it does not infringe anyone's rights or break the law. Community cover images are cropped and resized when uploaded; only upload images you have the right to share. We may remove content at any time.

11. Acceptable use

You agree not to:

• break the law, or help anyone do so, using the Service;
• scrape, crawl, or use bots or scripts to extract data beyond normal use of the site, or resell or republish our data;
• bypass limits, tier restrictions, rate limits, or access controls, or probe the Service for weaknesses;
• create fake or duplicate accounts, or manipulate ratings, Cred, votes or rankings;
• harass, threaten, impersonate or defraud anyone, or post spam, malware, or illegal content;
• collect other members' information, or use it for anything other than the deal it was given for;
• interfere with or disrupt the Service, or access another member's account or data.

12. Prices and information; not advice

Floor prices are asking prices from public listings that we review and enter on a schedule. They may be wrong or out of date, may include a mismatched listing, and are not sold prices, appraisals, or guaranteed values. Nothing on 98 Ticker is financial, investment, tax, or appraisal advice. Verify everything yourself before you buy, sell, or value anything. See also the Disclaimer.

13. Third-party services and links

The Service relies on and links to third parties, such as Stripe for payments, carriers and label services, and eBay listings referenced in floor prices. We do not control them and are not responsible for their services, terms, or conduct. Your use of them is under their own terms.

14. Intellectual property and no affiliation

The Service, its software, design and original content belong to LoveLee Media Group, LLC. Comic titles, characters, publisher names and cover art are the property of their owners. 98 Ticker is not affiliated with, endorsed by, or sponsored by eBay Inc., any grading company, or any comic publisher.

15. Suspension and termination

You may stop using the Service at any time, and you can delete your account yourself in Settings → Delete account or by writing to support@98ticker.com. We may suspend or end your access if you break these Terms, create risk or legal exposure for us or others, or if we stop offering the Service. Cancelling a paid plan does not delete your account. If you delete your account in Settings → Delete account, your Pro subscription is cancelled when the deletion runs (7 days after you confirm) and is not refunded; what is deleted and what is kept is explained in the Privacy Policy. Sections that by their nature should continue after termination (including payment obligations, content licenses, disclaimers, limits on liability, indemnity, and governing law) will continue.

16. Disclaimers

THE SERVICE AND ALL DATA, LISTINGS, FEEDBACK AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY MEMBER, ITEM, OR TRANSACTION WILL BE AS DESCRIBED OR WILL BE COMPLETED.

17. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LOVELEE MEDIA GROUP, LLC AND ITS OWNERS, EMPLOYEES AND CONTRACTORS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING FROM THE SERVICE OR FROM ANY DEAL OR DISPUTE BETWEEN MEMBERS, INCLUDING LOSS, THEFT, DAMAGE, OR NON-DELIVERY OF ITEMS OR FAILURE TO PAY. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AND ONE HUNDRED U.S. DOLLARS ($100). Nothing in these Terms limits liability that cannot be limited by law, such as for fraud or willful misconduct, or any rights you have under consumer-protection laws that cannot be waived.

18. Indemnification

You will defend and indemnify LoveLee Media Group, LLC against claims, losses and expenses (including reasonable legal fees) arising from your content, your listings and deals, your violation of these Terms or the law, or your violation of another person's rights, to the extent permitted by law.

19. Governing law and disputes

These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules. Before filing a claim, please write to support@98ticker.com and give us 30 days to try to resolve it. Any claim that is not resolved will be brought in the state or federal courts located in California, and you and we consent to the personal jurisdiction of those courts. Nothing here takes away rights you have under laws that cannot be waived.

20. Copyright complaints

If you believe content on the Service infringes your copyright, send a notice to our designated agent: LoveLee Media Group, LLC, 2010 El Camino Real #338, Santa Clara, CA 95050, (408) 202-5620, support@98ticker.com. Include: your contact details; a description of the copyrighted work; the exact location (URL or item number) of the material; a statement that you believe in good faith that the use is not authorized; a statement, under penalty of perjury, that your information is accurate and that you are the owner or authorized to act for the owner; and your physical or electronic signature. We may remove material and notify the member who posted it. A member may send a counter-notice with the information the law requires. We may close the accounts of repeat infringers.

21. Changes to these Terms

We may update these Terms. If a change is material we will tell you by email or in the app and update the date above before it takes effect. If you keep using the Service after the change, you accept it. If you do not agree, stop using the Service and cancel any paid plan.

22. Notice to California users

Under California Civil Code section 1789.3 we tell you: the Service is provided by LoveLee Media Group, LLC, 2010 El Camino Real #338, Santa Clara, CA 95050, (408) 202-5620. Charges: the Free plan has no charge; Pro is $9.99 per month or $99 per year (plus applicable taxes); a promoted listing is $1.99 for 7 days; ID verification is $4.99 one time. To resolve a complaint or get more information about using the Service, write to support@98ticker.com or use Settings → Support. California residents may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs, 1625 North Market Boulevard, Suite N 112, Sacramento, California 95834; telephone (916) 445-1254 or (800) 952-5210; online at dca.ca.gov.

23. General

These Terms and our Privacy Policy are the whole agreement between you and us about the Service. If a part is unenforceable, the rest stays in effect. If we do not enforce something, that is not a waiver. You may not transfer your account or these Terms; we may transfer ours as part of a business transaction. We may give notices by email, in the app, or by posting them here. We are not liable for delays or failures caused by events beyond our reasonable control.

24. Contact

LoveLee Media Group, LLC, 2010 El Camino Real #338, Santa Clara, CA 95050. Email support@98ticker.com. Telephone (408) 202-5620.